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Commercial Insurance

As an independent insurance agency, we are able to review your options with multiple insurance carriers and compare protection and pricing to find the best value with the proper coverage for your business.

Commercial Property Insurance

Commercial property insurance protects your company's physical assets from fire, explosions, burst pipes, storms, theft and vandalism. Earthquakes and floods typically are not covered by commercial property insurance, unless those perils are specifically added to the policy or purchases separately.

Let one of our knowledgeable agents at Multy Cover Corp. / Parrinelli Insurance Agency help provide you with the proper coverage and policy you require for your business. We can be reached at 631-588-8888 or email us at Insure@multycover.net we’re here to help.

Business Owners Policy (BOP)

Business Owners Policy combines property, liability and business interruption coverage for small to medium-sized businesses. BOP policies are usually more cost effective than when purchasing several coverages separately. You have the ability to customize your BOP policy to meet your individual business needs.

Let one of our knowledgeable agents at Multy Cover Corp. / Parrinelli Insurance Agency help provide you with the proper coverage and policy you require for your business. We can be reached at 631-588-8888 or email us at Insure@multycover.net we’re here to help.

General Liability Insurance

General Liability insurance, often referred to as commercial liability insurance, is coverage that protects you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. Coverages typically include products and completed operations protection from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees.

Let one of our knowledgeable agents at Multy Cover Corp. / Parrinelli Insurance Agency help provide you with the proper coverage and policy you require for your business. We can be reached at 631-588-8888 or email us at Insure@multycover.net we’re here to help.

Commercial Auto Insurance

Commercial auto insurance is a business insurance policy that applies to all autos owned by or used in your business. This policy protects your business against liability for damages caused by accidents involving your business autos and provides certain compensation to occupants of your business autos injured in accidents.

Let one of our knowledgeable agents at Multy Cover Corp. / Parrinelli Insurance Agency help provide you with the proper coverage and policy you require for your business. We can be reached at 631-588-8888 or email us at Insure@multycover.net we’re here to help.

Commercial Umbrella Insurance

Commercial Umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. Which means, commercial umbrella insurance steps in to assist your other liability coverages by taking over when your other liability coverage limits have been reached.

Let one of our knowledgeable agents at Multy Cover Corp. / Parrinelli Insurance Agency help provide you with the proper coverage and policy you require for your business. We can be reached at 631-588-8888 or email us at Insure@multycover.net we’re here to help.

Excess Liability Coverage Insurance

Excess liability and Umbrella liability are often confused as the same thing, but they are two different types of coverage. Excess liability covers losses above the limits of your primary insurance policy. Umbrella liability offers higher liability limits and also provides coverage where your underlying policy might not. The main difference between the two is that Umbrella insurance can broaden your coverage, or in other words, extend your coverage.

Let one of our knowledgeable agents at Multy Cover Corp. / Parrinelli Insurance Agency help provide you with the proper coverage and policy you require for your business. We can be reached at 631-588-8888 or email us at Insure@multycover.net we’re here to help.

Professional Liability (Errors & Omissions) Insurance

Professional Liability (E&O) insurance generally protects service businesses from errors and/or omissions made by a business owner, employee or contractor working on behalf of the company. A client can sue a financial professional if they incur a loss due to an error or omission made during an application process, consultation, or investment decision. E&O insurance covers legal fees and any damages awarded to the client if they are owed.

Let one of our knowledgeable agents at Multy Cover Corp. / Parrinelli Insurance Agency help provide you with the proper coverage and policy you require for your business. We can be reached at 631-588-8888 or email us at Insure@multycover.net we’re here to help.

Inland Marine Insurance

Inland Marine insurance is property coverage for material, products or equipment that moves or is transportable, and/or is instrumental in transportation or communication. This type of policy also typically covers property that is owned by someone else but stored at the policyholder’s location.
Inland Marine insurance provides financial protection for a business’s property that is transported on land. This can include equipment, products, parts and materials being shipped “inland” by automobiles, trucks and trains. Coverage extends to property that is owned or in a business’ care related to construction, transportation, fine art and renewable energy.

Let one of our knowledgeable agents at Multy Cover Corp. / Parrinelli Insurance Agency help provide you with the proper coverage and policy you require for your business. We can be reached at 631-588-8888 or email us at Insure@multycover.net we’re here to help.

Bonds

Surety Bonds are a promise by a surety company to pay a first party if a second party fails to meet its obligations. Surety Bonds help principals, typically small contractors, compete for contracts by reassuring customers that they will receive the product and/or service promised. Some bonds that your business may need: Performance & Payment Bonds, Supply Bonds, Bid Bonds, License & Permits Bonds, and/or Probate Bonds.

Let one of our knowledgeable agents at Multy Cover Corp. / Parrinelli Insurance Agency help provide you with the proper coverage and policy you require for your business. We can be reached at 631-588-8888 or email us at Insure@multycover.net we’re here to help.

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